Shivalik Mercantile Cooperative Bank Ltd. (hereinafter called “the bank” ) is maintaining this site for the guidance, information and use of all of those who may be interested in services, products and other information about the bank. We encourage you to visit and surf through the site and download various formats meant to be filled in and submitted to the bank by the customers for availing our services. However, the information, photographs, visuals and text available here in this website is the property of the bank and may not be used for any other purpose except for availing some service of the bank. Any unauthorised use, modification, transmission, reuse, report or distribution or display of any of the contents of this site for commercial purposes is strictly prohibited and may invite legal action against such user. By accessing and browsing the Site, you accept, without limitation or qualification, the Terms and Conditions and acknowledge that any other agreement between you and Shivalik Mercantile Cooperative Bank Ltd. are superseded and of no force or effect.